DLODLO, N. The Use Of M-Payment Services In South Africa: A Value Based Perceptions Approach. International Business & Economics Research Journal (IBER), [S. l.], v. 14, n. 1, p. 159–178, 2014. DOI: 10.19030/iber.v14i1.9038. Disponível em: https://clutejournals.com/index.php/IBER/article/view/9038. Acesso em: 17 jul. 2024.