Aslam, Hassan Danial, Mannan Khan, Asif Tanveer, and Tazeen Amber. 2011. “Perceived Barriers Towards Adoption Of Internet Banking Among Non-Metropolitan Internet Users Of Pakistan”. International Business & Economics Research Journal (IBER) 10 (4):45-56. https://doi.org/10.19030/iber.v10i4.4182.