Hightower, S., and M. T. (Ted) Farris. “Leaving A No-Risk 36 Percent Return On The Table: Supply Chain Finance Opportunities Managing Payables Discounts”. Journal of Applied Business Research (JABR), vol. 37, no. 5, Sept. 2021, pp. 139-50, doi:10.19030/jabr.v37i5.10381.