Kim, Seung Hwan, and Framarz Byramjee. “Effects Of Risks On Online Consumers Purchasing Behavior: Are They Risk-Averse Or Risk-Taking?”. Journal of Applied Business Research (JABR) 30, no. 1 (December 30, 2013): 161-172. Accessed August 15, 2020. https://clutejournals.com/index.php/JABR/article/view/8291.